Health and character checks are non-negotiable in every New Zealand residence application. They’re also the most common reason for delays, further information requests — and, in serious cases, declines.
Here’s what applicants need to get right the first time.
Character Pitfalls you can’t ignore
- Police Certificate
Police certificates must be less than 6 months old when you submit your residence application. (Ignore the old “24-month” myth.)
- Every Country Counts
You will need a certificate from your country of citizenship and every country you have lived in for 12 months or more (in total) within the last 10 years, after turning 17.
- Got a Past Conviction?
Provide a full explanation + court documents up front. Transparency strengthens your case for a character waiver.
Health Pitfalls that may cause delays
- Use the Right Medical Certificate
Residence applications require an eMedical General Medical Certificate and a Chest X-Ray issued within 36 months.
- Panel Physicians Only
Only medical exams completed by INZ-approved panel physicians are accepted by INZ with your visa application.
- Meeting the ASH Standard
INZ checks whether you might need extensive, ongoing treatment or create high system costs.
- Updated “Significant Cost” Threshold
INZ’s current threshold is NZD $81,000 over 5 years. Conditions expected to exceed this typically require a medical waiver.
Making a Strong Medical Waiver Case
A compelling waiver usually includes:
- Specialist reports
- Prognosis & treatment stability
- Evidence the condition is well-managed
- Strong “balancing factors” — skills, employment, family ties, long-term settlement
Requesting a waiver requires longer processing times. Set expectations early.
Final Thought
Character and health issues don’t have to derail a residence application — but only if you address them proactively, transparently, and with the right evidence.
